Friday, August 24, 2007

Joys and Woes of That First Car

Remember all those "first times" that you crossed? The first word, the first day at school, the first date, and the first car -- they are memories that we will all cherish forever. Once we have crossed these milestones, we can never really look back. You just move on towards the future with a new mindset and a new attitude to face life and all its challenges.

Perhaps the greatest change in attitude takes place the moment you buy your first car. A first car is like having a baby. You hope that everything will be just right. Even the tiniest scratch heralds a lot of distress. So it is important to find the vehicle that complements your personality; one that suits you best of speed, looks, and service.

The moment that you figure out the kind of car that would best suit you, pick out the winning model. However, this is nowhere near the end. Maintenance is an extremely important aspect of making the best use of your vehicle. Washing it, servicing it, making sure that it is in running condition -- all these are things that cannot be neglected once you have brought home your own car.

And then, you also have to think about getting insurance. I know of a few people who are willing to go without insurance for their cars. They just choose to pretend that the likelihood of an accident is non-existent. Okay, so maybe the chances of a bad accident are not that high, but even a simple dent on the fender might be a very expensive job. A tiny scratch made by a passing motorbike may seem rather insignificant, but go for repairs and you will end up shelling out a whole lot more than you may have thought of paying.

It really would be so much more facile to use your insurance to pay for expenses such as these. You are paying the premiums on the insurance only so that the tensions of sudden repair work do not hassle you. So you will be relaxed when the time comes to spend larger amounts on things that you cannot be blamed for. Moreover, if this is your first car that we are talking about, paying huge amounts on repair may be an entirely new experience. It is a sensible decision to permit the insurance company to deal with those if it can be helped.

If you have just got your first car, take off on a cruise along the expressway. Remember, however, that a car is a major responsibility. Servicing, repairs, and insurance issues are aspects that will require your attentions sooner or later. So let's get going.

New car owners compare car insurance. Prospective car owners find out how you can get auto loans and car finance.

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